Resources
Free tools that make you a sharper operator.
You went independent for the craft, not the admin. These are free, no strings beyond an email, and each one is the manual version of something Kiaro does for you automatically.
Real Hourly Rate calculator
Most freelancers set their rate as if every hour is billable. See what you actually need to charge once non-billable time, time off, and tax are counted.
Work out my rateThe Getting-Paid Kit
Six templates and scripts that get you paid faster: proposals with deposit terms, invoices, deposit asks, scope clauses, a late-payment sequence, and rate-increase scripts.
Get the kitThe Scope Kit
A statement of work template, the acceptance and change-request clauses that stop scope creep, and what to say the moment a client asks for something extra.
Get the kitConsulting Business Health Check
Fifteen questions across pricing, cash flow, pipeline, admin, and positioning. Get a score, a per-area breakdown, and the three fixes that matter most.
Score my businessThe 2026 Rate Report
What do freelancers actually charge? Add your rate anonymously, by role and region, and be first to see the benchmark when it goes live.
Add my rateFree Invoice Generator
Build a clean, professional invoice PDF in two minutes. No account, multi-currency, tax and VAT ready, and your invoice data never leaves your browser.
Create an invoiceThe tool behind the tools
Or stop doing all of this by hand.
Kiaro is the operating system these tools point at: clients, time, proposals, invoices, and getting paid, in one place. Free on your first 3 clients.